Reasons someone would use the services of CL Appraisals, LLC

Year after year, thousands of people in Florida purchase, sell or refinance their home. Most of these transactions contain a simple line item for an appraisal. Almost all lenders still call for a local expert because the stakes are very high, even though there are a budding number of automated home valuation systems that may seem more practical than an appraisal. You might believe that obtaining a mortgage is the only reason you should get an appraisal, but there are additional times when the services of a certified, independent real estate professional could be helpful.

For real estate appraisals in LONGWOOD and Seminole County, it's easiest when your order online from CL Appraisals, LLC, just click here.

Let CL Appraisals, LLC help you dispute your tax assessment in Seminole County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from CL Appraisals, LLC is your best evidence. At CL Appraisals, LLC,we can assist you in disputing your tax assessment.

How can you do away with PMI to lower your mortgage payment?

When the amount being loaned to the buyer is more than 80% of the actual value of the home, many lenders ask home owners to buy an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. More often than not, this additional payment is folded into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

CL Appraisals, LLC can give you a statement regarding the value of your home, and the expense of the home valuation can generally be offset in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be a particularly daunting ordeal for both parties, and it is often even more complicated by the troublesome decision of who keeps the house. So both parties are fully aware of the true market value of their house, it's a good idea to order an appraisal from CL Appraisals, LLC, regardless of the circumstances.

The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation with CL Appraisals, LLCSettling an estate

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Most Americans do not have dedicated estate planners or executors to manage these matters, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Let CL Appraisals, LLC help you with relocating to or from Seminole County

Employee relocation can be a more than just an inconvenience. We know where you're coming from! We take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our thorough process.

Sell your home quickly at the right price with an appraisal from CL Appraisals, LLC

A professional appraisal will help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes stay on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.